Fintech & Financial Services Startup50

For solving an age-old problem of unorganized cash handling and expense claims within an enterprise.


The Indian B2B payments industry is even today faced with several challenges pertaining to slow transaction processing pace and cash and paper transactions. Happay’s automated prepaid card-based expense management solution eliminates cash handling, paper receipts, approvals and unnecessary processes and makes expense management cashless, paperless and mobile for its users.

Funded by AngelPrime and advised by its members and serial entrepreneurs, Sanjay Swamy, Shripati Acharya, Bala Parthasarathy and Amit Somani, Happay is currently a 17-member team. Within the next 3 years, it aims to become an end-to-end payment platform for all non-salary related payments for corporates. In the next decade, it sees Happay transforming business payments not just for SMBs in India but also for large companies across the globe.

Cashless payments: Happay’s prepaid Visa card (established in partnership with RBL Bank) for corporates can be funded, tracked and controlled by company administrators in real-time from web or mobile. 

Integrates into the workflow: Happay’s cards, which are integrated with its mobile and web platform,  automate expense reports and digitise receipts for employees, allow managers to approve expenses in real-time online, and aid accounting teams in transferring error-free expense data directly to accounting systems like SAP, Tally, QuickBooks and more.

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